The best explanation I have heard to describe an indexed annuity is that "It is an insurance contract that provides and better than average chance of a better than average return without the risk of market loss.”
That is compelling enough! Don't oversell and with a proper factfinder that identifies income gaps, using income riders to create income floors turns the account value into no more than a potential death benefit.
Original post: https://www.linkedin.com/posts/annuity-agents-alliance_mytwocents-indexedannuities-software-activity-6887375750081630208-__QC